We very own a property, hence my dad purchased for me as a present for $230, that have money in . I’ve no mortgage, my utilities are no over $120-$150/month. Brand new appraised worth of i reside in $300k. You will find few other expense with the exception of automobile insurance/home insurance most of the 6 months.
My personal simply obligations try my personal $5k cc equilibrium. I called and you can leftover 2x messages on my heloc software processor chip and she neve named return. Therefore i am racking your brains on the reason why I’m are declined to have my application. Major reason to have heloc is to remodel revise a few areas of the house.
My personal credit rating isn’t the better when i made a number of dumb behavior before, ie later payments/rotating credits. I might go ahead and pay only out-of my personal entire $5k cc balance and try to reapply once again. We contour you to definitely my personal remodel profile might possibly be alongside $30k however the financial pro detailed my app on $160k.
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I own property, and that dad bought for me personally just like the something special getting $230, which have cash in . I have zero mortgage, my tools are no more $120-$150/times. The brand new appraised worth of i reside in $300k. We have not any other expense except for auto insurance/home insurance all of the half a year.
My personal simply obligations is actually my $5k cc balance. I named and you may left 2x texts back at my heloc application processor and you can she neve called return.